Bank Name Interest Rates (p.a.) Highest slab 1-year tenure (%) 3-year tenure (%) 5-year tenure (%) % Tenure SMALL FINANCE BANKS AU Small Finance Bank 7.6 30 months 1 day to 36 months 6.85 7.6 7.25 Equitas Small Finance Bank 8 888 days 7.4 7.5 7.5 ESAF Small Finance Bank 8.5 501 days 5.25 6.5 6.25 Jana Small Finance Bank 8.25 385 - 400 days 7.5 8 7.77 Shivalik Small Finance Bank 8.3 21 months 1 day to 22 months 6.5 7.25 6.75 slice Small Finance Bank 7.75 18 months 1 day to 18 months 2 days 6.5 7.5 7.25 Suryoday Small Finance Bank 7.9 5 years 7.45 7.45 7.9 Ujjivan Small Finance Bank 7.95 2 years 7.75 7.7 7.7 Utkarsh Small Finance Bank 8 2 years to 3 years 6.5 8 7.5

Private banks FD interest rates

Bank Name Interest Rates (p.a.) Additional rates offered to Super Senior Citizen* (over and above to senior citizen rates) Highest slab 1-year tenure (%) 3-year tenure (%) 5-year tenure (%) % Tenure Axis Bank 7.2 5 years to 10 years 6.75 6.95 7.2 --- Bandhan Bank 7.75 2 years to less than 3 years 7.5 7.5 6.6 --- City Union Bank 7.25 500 days 7 6.75 6.5 0.05% on 271 days to 499 days; 0.25% on 500 days; 0.05% on 501 days to 3 years; 0.10% on above 3 years to 10 years CSB Bank 7.3 13 months 5.3 6.05 6.05 --- DBS Bank 7.1 376 days to 600 days 6.8 6.9 6.75 --- DCB Bank 7.65 60 months to 61 months 7.15 7.25 7.65 0.05% on tenures of 37 months to 38 months & 60 months to 61 months ** Federal Bank 7.25 36 months 6.75 7.25 6.9 --- HDFC Bank 7 3 years 1 day to less than 4 years 7months 6.75 6.95 6.9 --- ICICI Bank 7.1 3 years 1 day to 5 years 6.75 6.95 7.1 --- IDFC FIRST Bank 8 390 days 6.8 8 8 --- IndusInd Bank 7.5 1 year 6 months to less than 1 year 7 months 7.25 7.4 7.15 --- Jammu & Kashmir Bank 7.75 888 days 7.25 7.15 7.1 0.25% on all tenures IDBI Bank 7 Above 2 years to less than 3 years 6.7 6.85 6.75 0.15% on 555 days & 700 days Karnataka Bank 7.05 555 days 6.9 6.55 6.55 --- Kotak Mahindra Bank 7.2 15 months to less than 3 years 7 6.9 6.75 --- RBL Bank 7.7 18 months to 3 years 7.5 7.7 7.2 0.25% on all tenures SBM Bank India 8.35 391 days to 15 months 7.6 7.6 7.5 --- South Indian Bank 7.2 2 years 6.85 6.7 6.2 --- Tamilnad Mercantile Bank 7.5 456 days (TMB456) 7.3 7.1 7.1 --- YES Bank 7.75 3 years to less than 5 years 7.15 7.75 7.5 ---

Public sector banks FD interest rates

Bank Name Interest Rates (p.a.) Additional rates offered to Super Senior Citizen* (over and above to senior citizen rates) Highest slab 1-year tenure (%) 3-year tenure (%) 5-year tenure (%) PUBLIC SECTOR BANKS Bank of Baroda 7 Above 5 years and upto 10 years 6.6 6.75 6.9 0.10% on tenures of above 1 year to 5 years Bank of India 7.1 450 days - Star Swarnim 6.75 7 6.75 0.15% on tenures of 180 days to 10 years Bank of Maharashtra 7.15 400 days 6.7 5.75 5.5 --- Canara Bank 7.1 555 days 6.75 6.75 6.75 0.10% on tenure of 444 days & 555 days Central Bank of India 7 2222 days; 3333 days 6.7 6.5 6.5 --- Indian Bank 7.1 444 days 6.6 6.55 6.5 0.25% on all tenures Indian Overseas Bank 7.1 444 days 7 6.6 6.6 0.25% on all tenures Punjab National Bank 7.1 444 days 6.75 6.8 6.6 0.30% for tenures up to 5 years Punjab & Sind Bank 7.25 666 days 6.35 6.35 6.45 0.15% on tenure of 375 days, 444 days, 666 days, 777 days, 999 days & PSB Green Earth (22 months, 44 months, 66 months) State Bank of India 7.05 5 years to 10 years 6.75 6.8 7.05 0.10% on all tenures Union Bank of India 7.1 444 days 6.8 6.75 6.5 0.25% on all tenures

Planning to park your money in a fixed deposit (FD)? This question is becoming increasingly relevant, especially with all the global uncertainties like ongoing geopolitical tensions and war-related events that are making the financial markets jittery.FD interest rates, on the other hand, continue to provide stability by guaranteeing returns on the principal amount, even when stocks can fluctuate wildly during market ups and downs.Check out the tables below that compare the latest FD interest rates offered by small finance banks, private sector banks and public sector undertaking (PSU) banks across key tenures of 1 year, 3 years, 5 years for senior citizens.Also read: Is there a new scheme promising Rs 20 lakh monthly returns? Here is what the government said Small finance banks offer some of the highest fixed deposit (FD) interest rates in the banking sector, with returns going up to 8.50% per annum for select tenures.SBM Bank India offers the highest FD interest rate of 8.35% p.a on a tenure 391 days to 15 months. Bandhan Bank and RBL Bank offer a 7.75% and 7.70% interest rate. Check what other private banks are offering.Punjab & Sind Bank offers the highest interest rate of 7.25% on 666 days tenure. Bank of Maharashtra offers a 7.15% interest rate on 400 days tenure. Check what other PSU banks are offering.Source: Paisabazaar.comInterest rates as of March 18, 2026Note: *Depositors aged 80 years and aboveNote: **Depositors aged 70 years and abov