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Mumbai: Mortgage lender PNB Housing Finance disclosed on Thursday that National Housing Bank ( NHB ) has directed it to disclose additional bad loans worth ₹933 crore pertaining to March 2023, following supervisory inspections.As per the directive, the company had originally reported gross non-performing assets (NPAs) of ₹2,271.36 crore. However, an additional ₹933.58 crore was identified during inspection, taking the total gross NPAs to ₹3,204.94 crore.The divergence stems from restructuring carried out in FY22-23 that was found to be non-compliant with regulatory norms. It relates to two project finance loan accounts where interest rates were reduced for competitive reasons, despite both accounts being standard and regular at the time.Of these, one loan amounting to ₹598.39 crore has been fully repaid, while the second has reduced significantly to ₹67.39 crore and continues to remain regular.The company stated there is no financial impact at present and that the disclosure is being made as a matter of good governance.